October 2016 Debt Payoff Report

November 13, 2016

Debt Payoff Report

Glad to finally get back to posting on the blog!  I have October’s Debt Payoff Report to share,  and as you will see I have reformatted and tweaked the layout for clarity. Let me know what you guys think!

I am very excited to see that I was able to throw over $1k at my loans this month. I found a quick side hustle which helped me achieve this goal. I worked at a food vendor booth for a new music festival in the Coachella Valley called Desert Trip and made an extra $660 which I used to pay down some loans.

I’m getting really close to hitting my halfway milestone and I couldn’t be more excited! I am hoping to hit this by the end of the year. I know the next couple of weeks are going to be a little tight because Christmas is right around the corner and there will be a few shopping trips in the near future. I am planning on DIYing (is that even a word?) some of my Christmas gifts and buying the rest on a budget. After every Christmas, I tell myself that I am going to start saving for Christmas gifts for the following year and next thing you know we are a couple months away and no saving has been done. Eeeek!  Although I’m not too eager about all the extra expenses, I am looking forward to the holidays and spending time with family and friends.

See below for a detailed breakdown of my debt and payments made in the month of October.

October Debt Payoff Report


My goals for the month of November are to bring down my debt by another $1k and buy all my Christmas gifts by the end of this month. I will give you an update on the status of these goals in my next debt payoff report post.

Have you started Christmas shopping? What are some tips you have to keep your Christmas shopping on budget?



  • Reply
    December 4, 2016 at 2:28 am

    Great job with the big dent in your debt this month! As for Christmas shopping, make a list before you hit up any malls or websites and stick to it!

    • Reply
      December 8, 2016 at 5:51 am

      Thank you! Yes, I have a list on my phone that I am constantly referring to when I’m out shopping for presents 🙂
      Thanks for reading the post!

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