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The Woo District

pay off debt & live an intentional life

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  • Decluttered Home

    Intentional Living

    The 5 Benefits Of Decluttering Your Home & Feeling Less Overwhelmed

    June 12, 2019June 13, 2019
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  • Personal

    My Goals for the Remainder of 2018

    October 28, 2018March 21, 2019
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  • Holiday Gift Guide

    Lifestyle

    Holiday Gift Guide (For Him)

    November 25, 2017March 25, 2019
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  • Holiday Gift Guide

    Lifestyle

    Holiday Gift Guide (For Her)

    November 24, 2017April 9, 2019
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  • Business Podcast

    Personal Finance

    5 Podcasts You Should Listen to if You Want to Start a Business

    September 17, 2017April 9, 2019
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  • Intentional Living

    How to Live an Intentional Life

    August 28, 2017April 9, 2019
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  • Beauty

    My 5 Favorite Beauty Items under $10

    June 23, 2017July 14, 2017
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  • D

    Minimalism

    How I Decluttered and Organized my Closet

    May 3, 2017June 21, 2017
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  • Monday Quote

    Blogging 101

    Monday Words: Quit Talking and Begin Doing

    March 13, 2017March 13, 2017
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    • Got all my cash dividers filled up for the week! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #cashenvelopesystem #daveramsey #livelikenooneelse #llnoe #debtfree #babystep3 #gazelleintense #debtfreecommunity
    • ✨⠀⠀⠀⠀⠀⠀⠀⠀⠀ #debtfreecommunity #debtfree #daveramsey #budget #livelikenooneelse
    • Where do I keep my paper budgets?....⠀⠀⠀⠀⠀⠀⠀⠀⠀ In my disc-bound notebook and I am 𝗼𝗯𝘀𝗲𝘀𝘀𝗲𝗱 with it ✨. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I have been using the disc-bound system for about 6 months and have grown to love the versatility it gives me. I love that I can easily customize the pages I keep in it as well as create my own printables and add them in. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In my current disc-bound notebook I carry my monthly budgets, savings tracker, weekly task list & blank paper for any notes I need to take throughout the day. I only keep the current month's budget sheets to make it light enough to carry in my bag. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ (I got my discs & notebook cover at Staples along with their portable paper punch so I could insert my own customized pages.)⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Looking forward to brainstorming new printable ideas to upload on the website for you to download and create your own customized notebook! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Any suggestions, leave them below :)⠀⠀⠀⠀⠀⠀⠀⠀⠀ #daveramsey #debtfreecommunity #debtfreejourney #livelikenooneelse #gazelleintense #babystep3b #discbound #discboundnotebook #discboundplanner
    • Yesterday I spent some time putting together a blog post all about how I create our monthly budget. I also created a free budget worksheet which you can access through the post. 💵⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ If you want to start taking control of your finances, you have to start budgeting. Taking the time to plan out our budget each and every month is what allowed us to become debt free! (that and the cash envelope system). ⠀⠀⠀⠀⠀⠀⠀⠀⠀ The way I layout our budget and break down each income in the "Income Breakdown" worksheet has simplified the process for us and helped us stay on track! If you need help or want to take a look at someone else's budgeting process, head on over to the blog (link in bio)💻. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #debtfreecommunity #debtfree #livelikenooneelse #debtfreefamily #daveramsey #budgeting #simplebudgeting #bs1 #bs2 #bs3 #gazelleintense #babystep1 #babystep2 #budgetworksheet
    • The clear cash dividers are finally up on the shop! You can find them on my website (link in bio) or at @minimalist.finance⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ A bit of a background story on what got me started making these cash dividers...When I started paying off debt in 2013, I learned about the cash envelope system through Dave Ramsey.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I tried using standard envelopes to separate my money but hated that they wouldn´t fit neatly in my wallet. I also didn’t like the hassle of going through individual envelopes when I was at the checkout counter.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ That´s when I thought about creating dividers I could keep in my wallet to neatly and quickly separate my cash. I made my first set of dividers using card stock and ¨laminated¨ them with shipping tape. Although they didn’t hold up that well, they worked!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I knew this method worked for me so I tried various materials until I found one that was durable but still thin enough to fit in my wallet.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Then one day I decided to post them up on Etsy and they started selling! I still have that original listing on there and they keep on selling.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I´m happy to be part of people’s budgeting journey! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #daveramsey #debtfreecommunity #debtfreejourney #livelikenooneelse #gazelleintense #babystep3b #cashenvelopesystem #cashdividers #debtfreefamily
    • It’s payday! 💰💵 ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We’re trying to get into the habit of having “mini” budgeting sessions on Friday when we get paid. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This means we sit down and figure out how much we need to withdraw and transfer the rest into savings. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We find that if we don’t take some time to do this on payday, we end up screwing up the budget by swiping the debit card knowing there’s money in our account. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ It’s been about 2 years since we became debt free and we still swear by the cash envelope system! ✉️ 💵 #debtfreecommunity #daveramsey #cashenvelopes
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