Our 6 month emergency fund is finally fully funded! Almost a year after becoming debt free, we’ve finally completed baby step 3! If you follow the Dave Ramsey plan then you’re already familiar with this step which is to save 3-6 months of living expenses in an emergency fund. Because I’d rather be on the
As we’re nearing the end of 2018, I’ve put together a list of goals I want to reach by the end of the year. Although some of these are pretty achievable, others are going to require some planning and a lot of determination.
If you’re just starting (or are thinking of starting) your debt payoff journey, you might be wondering in what order you should be paying off your loans. The two most common methods in determining that order are called Snowball and Avalanche. I used a combination of both when I was paying off debt and recommend
It’s been a while, but I’m back. I never intentionally decided to stop posting on here but there were some big changes in my life that happened around this time last year. The biggest one was that I got pregnant and along with that came a lot of exhaustion and lack of motivation. I was
If you’re looking for more affordable gift ideas, I’ve gathered some items that would make great gifts all for under $30!
This year I’ve decided to do most of my Christmas shopping online and save myself a few stressful shopping trips. As I browsed through the web, I came across some pretty cool & affordable options I thought I would share with you guys!
Four years after being introduced to The Total Money Makeover, I can officially say……. We’re Debt Free!!!! We paid off my last student loan on Friday and I couldn’t be more relieved. It’s been such a long ride with a lot of sacrifices and hard work. I started the Dave Ramsey plan before I
I’ll start off by saying that I love listening to podcasts. I find it so convenient that I can plug in my headphones and get tasks done while I soak up knowledge for free. The first podcast I ever listened to was The Dave Ramsey Show. Since then I’ve broadened my library to a
In August we were finally able to bring our debt down to four digits and we’re starting to see the light at the end of the tunnel. We should be completely debt-free by the end of October and from that point on we’ll be saving everything we were throwing at debt and using it for